Lender in Ohio · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Ohio
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 3,342 owner-occupied single-family loans in Ohio from 3,870 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $3,670 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.50% (Ohio: 6.625%).
Loans in OH
3,342
of 3,870 applications
Denial rate
11.7%
Purchase · OH 7.1%
Rate spread
+0.03 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,587 | 2,266 | 11.7% | 6.500% | +0.03 pts | $3,670 | $245,000 |
| Refinance | 506 | 448 | 7.7% | 6.375% | −0.10 pts | $2,420 | $265,000 |
| Cash-out refinance | 777 | 628 | 16.6% | 6.990% | +0.51 pts | $3,840 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where JPMorgan Chase Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 55.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 5 | 689 | 4.1% |
| Athens County | 5 | 15 | 5.0% |
| Delaware County | 6 | 191 | 4.4% |
| Hancock County | 6 | 43 | 4.2% |
| Lake County | 7 | 106 | 2.9% |
| Shelby County | 7 | 22 | 4.6% |
| Mercer County | 7 | 7 | 3.0% |
| Summit County | 8 | 212 | 2.9% |
| Stark County | 8 | 137 | 2.7% |
| Mahoning County | 8 | 89 | 3.2% |
| Trumbull County | 8 | 71 | 2.9% |
| Union County | 8 | 65 | 3.9% |
| Cuyahoga County | 9 | 330 | 2.4% |
| Portage County | 9 | 40 | 2.1% |
| Tuscarawas County | 9 | 27 | 3.2% |
| Coshocton County | 9 | 12 | 2.9% |
| Fairfield County | 10 | 68 | 2.5% |
| Licking County | 10 | 64 | 2.3% |
| Auglaize County | 10 | 11 | 2.1% |
| Wyandot County | 10 | 5 | 2.3% |
| Marion County | 11 | 15 | 1.8% |
| Washington County | 11 | 12 | 2.2% |
| Ashland County | 12 | 11 | 1.7% |
| Meigs County | 12 | 3 | 2.3% |
| Allen County | 13 | 32 | 2.6% |
| Geauga County | 13 | 26 | 2.1% |
| Richland County | 13 | 23 | 1.4% |
| Montgomery County | 14 | 138 | 1.8% |
| Medina County | 14 | 51 | 1.8% |
| Belmont County | 14 | 9 | 1.5% |
- JPMorgan Chase Bank, N.A. nationwide
- Ohio mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology