Lender in North Carolina · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in North Carolina
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 1,927 owner-occupied single-family loans in North Carolina from 2,136 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $4,110 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.49% (North Carolina: 6.50%).
Loans in NC
1,927
of 2,136 applications
Denial rate
6.9%
Purchase · NC 7.6%
Rate spread
−0.07 pts
Conv. · NC +0.04 pts
Loan amount
$325,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,633 | 1,492 | 6.9% | 6.490% | −0.07 pts | $4,110 | $325,000 |
| Refinance | 286 | 260 | 5.6% | 6.250% | −0.17 pts | $2,340 | $335,000 |
| Cash-out refinance | 217 | 175 | 14.8% | 6.625% | +0.29 pts | $4,910 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mecklenburg County | 7 | 522 | 2.9% |
| Durham County | 8 | 129 | 2.8% |
| Edgecombe County | 10 | 8 | 2.4% |
| Chowan County | 11 | 4 | 2.3% |
| Pitt County | 12 | 54 | 2.4% |
| Orange County | 13 | 24 | 1.6% |
| Beaufort County | 13 | 11 | 2.5% |
| Duplin County | 13 | 7 | 2.0% |
| Wake County | 15 | 296 | 1.5% |
| Watauga County | 16 | 5 | 1.3% |
| Cabarrus County | 17 | 60 | 1.3% |
| Wilson County | 17 | 14 | 1.5% |
| Granville County | 17 | 12 | 1.4% |
| Greene County | 17 | 2 | 1.9% |
| Guilford County | 18 | 104 | 1.6% |
| Forsyth County | 18 | 78 | 1.4% |
| Caswell County | 18 | 3 | 1.8% |
| Halifax County | 19 | 3 | 1.2% |
| Union County | 20 | 63 | 1.3% |
| Iredell County | 20 | 41 | 1.1% |
| Lee County | 20 | 12 | 1.1% |
| Graham County | 20 | 1 | 1.7% |
| Transylvania County | 21 | 4 | 1.4% |
| Wayne County | 22 | 16 | 1.0% |
| Pasquotank County | 22 | 9 | 1.1% |
| Sampson County | 22 | 6 | 1.2% |
| New Hanover County | 23 | 41 | 1.2% |
| Buncombe County | 25 | 29 | 1.0% |
| Chatham County | 25 | 14 | 1.1% |
- JPMorgan Chase Bank, N.A. nationwide
- North Carolina mortgage market
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- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
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- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology