Lender in Texas · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Texas
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 8,392 owner-occupied single-family loans in Texas from 9,775 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $5,460 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
8,392
of 9,775 applications
Denial rate
10.1%
Purchase · TX 10.2%
Rate spread
−0.04 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 6,900 | 6,079 | 10.1% | 6.500% | −0.04 pts | $5,460 | $305,000 |
| Refinance | 1,070 | 909 | 11.8% | 6.375% | −0.09 pts | $4,890 | $325,000 |
| Cash-out refinance | 1,805 | 1,404 | 18.9% | 6.875% | +0.42 pts | $5,850 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where JPMorgan Chase Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 85.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dallas County | 3 | 886 | 4.2% |
| Jim Hogg County | 3 | 2 | 14.3% |
| Harris County | 4 | 1,658 | 3.7% |
| Tarrant County | 4 | 681 | 2.7% |
| Travis County | 4 | 488 | 3.4% |
| Fort Bend County | 4 | 375 | 2.8% |
| Robertson County | 5 | 8 | 4.9% |
| Willacy County | 5 | 4 | 6.7% |
| Castro County | 5 | 2 | 5.3% |
| Dimmit County | 5 | 2 | 8.0% |
| Upton County | 5 | 2 | 10.5% |
| Collin County | 6 | 575 | 2.4% |
| Cameron County | 6 | 118 | 4.0% |
| Reeves County | 6 | 4 | 5.3% |
| Crane County | 6 | 2 | 8.7% |
| Denton County | 7 | 431 | 2.1% |
| Gaines County | 8 | 7 | 2.6% |
| Colorado County | 8 | 4 | 2.9% |
| Pecos County | 8 | 4 | 4.7% |
| Reagan County | 8 | 1 | 11.1% |
| El Paso County | 9 | 341 | 3.5% |
| Montgomery County | 9 | 312 | 2.1% |
| Brazos County | 9 | 79 | 3.2% |
| Navarro County | 9 | 13 | 2.5% |
| Washington County | 9 | 12 | 2.9% |
| Ward County | 9 | 4 | 4.2% |
| Trinity County | 9 | 3 | 2.7% |
| Zapata County | 9 | 2 | 4.9% |
| Bexar County | 10 | 645 | 2.4% |
| Andrews County | 10 | 8 | 3.4% |
- JPMorgan Chase Bank, N.A. nationwide
- Texas mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology