Lender in Florida · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Florida
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 4,533 owner-occupied single-family loans in Florida from 5,646 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $5,610 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
4,533
of 5,646 applications
Denial rate
15.3%
Purchase · FL 12.8%
Rate spread
−0.05 pts
Conv. · FL +0.14 pts
Loan amount
$375,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,033 | 3,351 | 15.3% | 6.500% | −0.05 pts | $5,610 | $375,000 |
| Refinance | 632 | 483 | 18.4% | 6.375% | −0.14 pts | $3,500 | $325,000 |
| Cash-out refinance | 981 | 699 | 25.9% | 6.625% | +0.19 pts | $5,680 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Palm Beach County | 4 | 508 | 3.2% |
| Miami-Dade County | 5 | 647 | 3.6% |
| Broward County | 5 | 564 | 3.2% |
| Sumter County | 6 | 62 | 1.7% |
| Orange County | 7 | 322 | 2.2% |
| Pinellas County | 7 | 179 | 1.7% |
| Martin County | 9 | 42 | 2.0% |
| Hillsborough County | 10 | 349 | 1.9% |
| Sarasota County | 10 | 131 | 1.9% |
| Osceola County | 11 | 137 | 1.9% |
| Collier County | 11 | 92 | 2.1% |
| Seminole County | 11 | 88 | 1.5% |
| Volusia County | 14 | 109 | 1.3% |
| Nassau County | 17 | 26 | 1.5% |
| Lafayette County | 17 | 1 | 4.0% |
| Lee County | 18 | 153 | 1.1% |
| St. Lucie County | 19 | 75 | 1.1% |
| Leon County | 19 | 37 | 1.4% |
| Manatee County | 20 | 86 | 1.1% |
| Gulf County | 20 | 2 | 1.1% |
| Walton County | 21 | 16 | 0.9% |
| Brevard County | 23 | 115 | 1.0% |
| Lake County | 23 | 75 | 1.0% |
| Marion County | 23 | 75 | 0.9% |
| Indian River County | 23 | 28 | 1.1% |
| Monroe County | 23 | 6 | 0.9% |
| Pasco County | 25 | 103 | 0.8% |
- JPMorgan Chase Bank, N.A. nationwide
- Florida mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology