Lender in Idaho · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Idaho
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 214 owner-occupied single-family loans in Idaho from 244 completed applications.
Its median conventional purchase loan costs were $4,740 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.50% (Idaho: 6.50%).
Loans in ID
214
of 244 applications
Denial rate
7.5%
Purchase · ID 4.9%
Rate spread
−0.02 pts
Conv. · ID +0.06 pts
Loan amount
$435,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 160 | 148 | 7.5% | 6.500% | −0.02 pts | $4,740 | $435,000 |
| Refinance | 39 | 32 | 10.3% | 6.375% | −0.07 pts | $2,800 | $315,000 |
| Cash-out refinance | 45 | 34 | 24.4% | 6.875% | +0.44 pts | $5,770 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Adams County | 9 | 2 | 3.9% |
| Blaine County | 10 | 6 | 2.3% |
| Benewah County | 12 | 3 | 2.7% |
| Teton County | 15 | 3 | 1.6% |
| Ada County | 22 | 103 | 1.1% |
| Jefferson County | 23 | 6 | 1.1% |
| Kootenai County | 24 | 33 | 1.1% |
- JPMorgan Chase Bank, N.A. nationwide
- Idaho mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology