Lender in Minnesota · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Minnesota
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 463 owner-occupied single-family loans in Minnesota from 550 completed applications.
Its median conventional purchase loan costs were $3,830 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
463
of 550 applications
Denial rate
12.4%
Purchase · MN 5.2%
Rate spread
+0.01 pts
Conv. · MN +0.15 pts
Loan amount
$345,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 379 | 325 | 12.4% | 6.625% | +0.01 pts | $3,830 | $345,000 |
| Refinance | 81 | 70 | 8.6% | 6.375% | −0.12 pts | $1,530 | $355,000 |
| Cash-out refinance | 90 | 68 | 24.4% | 6.875% | +0.30 pts | $4,980 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cook County | 17 | 1 | 2.1% |
| Hennepin County | 25 | 185 | 1.1% |
- JPMorgan Chase Bank, N.A. nationwide
- Minnesota mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology