Lender in Mississippi · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Mississippi
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 204 owner-occupied single-family loans in Mississippi from 245 completed applications.
Its median conventional purchase loan costs were $3,390 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.375% (Mississippi: 6.625%).
Loans in MS
204
of 245 applications
Denial rate
12.7%
Purchase · MS 11.3%
Rate spread
−0.07 pts
Conv. · MS +0.26 pts
Loan amount
$225,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 181 | 154 | 12.7% | 6.375% | −0.07 pts | $3,390 | $225,000 |
| Refinance | 23 | 20 | 4.3% | — | −0.04 pts | $3,380 | $245,000 |
| Cash-out refinance | 41 | 30 | 21.9% | 6.750% | +0.43 pts | $5,510 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Adams County | 9 | 5 | 2.6% |
| Jefferson County | 9 | 1 | 7.1% |
| Pike County | 11 | 7 | 2.9% |
| Madison County | 12 | 28 | 1.7% |
| Prentiss County | 14 | 3 | 1.7% |
| Warren County | 15 | 5 | 1.5% |
| Washington County | 15 | 3 | 1.3% |
| Oktibbeha County | 16 | 5 | 1.3% |
| Choctaw County | 17 | 1 | 2.3% |
| Tate County | 19 | 6 | 1.9% |
| Clay County | 23 | 2 | 1.7% |
| Carroll County | 23 | 1 | 1.5% |
| Lafayette County | 24 | 7 | 1.1% |
| Panola County | 24 | 3 | 1.2% |
| Hinds County | 25 | 14 | 0.9% |
- JPMorgan Chase Bank, N.A. nationwide
- Mississippi mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology