Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Oklahoma · HMDA 2025

JPMorgan Chase Bank, N.A. mortgages in Oklahoma

JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.

JPMorgan Chase Bank, N.A. originated 450 owner-occupied single-family loans in Oklahoma from 531 completed applications, making it the state's #23 lender by volume.

Its median conventional purchase loan costs were $3,290 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.49% (Oklahoma: 6.625%).

Loans in OK
450
of 531 applications
Denial rate
11.1%
Purchase · OK 7.6%
Rate spread
−0.02 pts
Conv. · OK +0.21 pts
Loan amount
$245,000
Purchase · OK $235,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase39734311.1%6.490%−0.02 pts$3,290$245,000
Refinance625117.7%6.490%−0.12 pts$3,610$245,000
Cash-out refinance725622.2%6.990%+0.66 pts$4,540$125,000

*Conventional loans only; medians with at least 20 loans.

Oklahoma counties where JPMorgan Chase Bank, N.A. ranks in the top 25

CountyRankLoansMarket share
Pushmataha County923.2%
Oklahoma County141661.7%
Payne County14121.7%
Tulsa County16961.2%
Bryan County1651.0%
Hughes County1822.5%
Cleveland County19481.3%
Major County2312.2%
Washington County2440.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology