Lender in Pennsylvania · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Pennsylvania
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 1,372 owner-occupied single-family loans in Pennsylvania from 1,619 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $5,090 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).
Loans in PA
1,372
of 1,619 applications
Denial rate
12.1%
Purchase · PA 6.7%
Rate spread
−0.01 pts
Conv. · PA +0.17 pts
Loan amount
$325,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,155 | 1,004 | 12.1% | 6.500% | −0.01 pts | $5,090 | $325,000 |
| Refinance | 204 | 175 | 10.8% | 6.125% | −0.14 pts | $960 | $335,000 |
| Cash-out refinance | 260 | 193 | 22.3% | 6.875% | +0.33 pts | $4,900 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Philadelphia County | 10 | 217 | 1.7% |
| Pike County | 10 | 20 | 1.9% |
| Montgomery County | 11 | 144 | 1.5% |
| Chester County | 11 | 123 | 1.8% |
| Monroe County | 11 | 37 | 1.7% |
| Delaware County | 12 | 98 | 1.6% |
| Northampton County | 16 | 54 | 1.5% |
| Bucks County | 17 | 92 | 1.3% |
| Allegheny County | 20 | 179 | 1.4% |
| Wayne County | 21 | 6 | 1.1% |
| Lackawanna County | 24 | 20 | 1.0% |
| Lehigh County | 25 | 42 | 1.0% |
- JPMorgan Chase Bank, N.A. nationwide
- Pennsylvania mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology