Lender in New Jersey · HMDA 2025
Kind Lending, LLC mortgages in New Jersey
Kind Lending, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Kind Lending, LLC originated 356 owner-occupied single-family loans in New Jersey from 495 completed applications.
Its median conventional purchase loan costs were $13,020 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
356
of 495 applications
Denial rate
25.6%
Purchase · NJ 8.4%
Rate spread
+0.33 pts
Conv. · NJ +0.12 pts
Loan amount
$505,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 387 | 284 | 25.6% | 6.625% | +0.33 pts | $13,020 | $505,000 |
| Refinance | 38 | 26 | 31.6% | — | — | — | $515,000 |
| Cash-out refinance | 70 | 46 | 31.4% | 6.990% | +0.66 pts | $12,740 | $425,000 |
*Conventional loans only; medians with at least 20 loans.
- Kind Lending, LLC nationwide
- New Jersey mortgage market
- Kind Lending, LLC in California
- Kind Lending, LLC in Texas
- Kind Lending, LLC in Florida
- Kind Lending, LLC in Utah
- Kind Lending, LLC in Georgia
- Kind Lending, LLC in Oregon
- Kind Lending, LLC in Pennsylvania
- Kind Lending, LLC in Washington
- Kind Lending, LLC in Alabama
- Kind Lending, LLC in Idaho
- Kind Lending, LLC in Tennessee
- Kind Lending, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology