Lender in Virginia · HMDA 2025
loanDepot.com, LLC mortgages in Virginia
loanDepot.com, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
loanDepot.com, LLC originated 1,126 owner-occupied single-family loans in Virginia from 1,461 completed applications.
Its median conventional purchase loan costs were $4,510 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
1,126
of 1,461 applications
Denial rate
7.8%
Purchase · VA 6.9%
Rate spread
+0.10 pts
Conv. · VA +0.10 pts
Loan amount
$405,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 425 | 391 | 7.8% | 6.625% | +0.10 pts | $4,510 | $405,000 |
| Refinance | 286 | 235 | 14.0% | 5.990% | −0.13 pts | $4,600 | $475,000 |
| Cash-out refinance | 750 | 500 | 31.7% | 6.625% | +0.22 pts | $7,540 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where loanDepot.com, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 52.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Caroline County | 5 | 57 | 6.7% |
| Rappahannock County | 5 | 3 | 3.7% |
| Craig County | 6 | 2 | 2.7% |
| Frederick County | 7 | 72 | 3.8% |
| King and Queen County | 7 | 5 | 4.6% |
| Alleghany County | 7 | 3 | 1.9% |
| Lunenburg County | 8 | 3 | 2.8% |
| Northampton County | 9 | 3 | 2.1% |
| Patrick County | 9 | 3 | 2.1% |
| Bath County | 9 | 1 | 2.7% |
| Goochland County | 10 | 13 | 2.4% |
| Prince George County | 10 | 11 | 2.2% |
| Pittsylvania County | 10 | 10 | 1.9% |
| Rockbridge County | 10 | 4 | 1.6% |
| Henry County | 11 | 6 | 1.4% |
| Danville city | 11 | 6 | 1.9% |
| Brunswick County | 11 | 2 | 2.1% |
| Salem city | 12 | 6 | 1.8% |
| Carroll County | 12 | 5 | 1.7% |
| Sussex County | 12 | 3 | 3.2% |
| Surry County | 14 | 2 | 1.9% |
| Accomack County | 15 | 4 | 1.3% |
| Wythe County | 15 | 4 | 1.4% |
| Nelson County | 15 | 3 | 1.9% |
| Roanoke city | 16 | 16 | 1.3% |
| Mecklenburg County | 16 | 4 | 1.3% |
| Madison County | 16 | 3 | 1.6% |
| Wise County | 16 | 2 | 1.2% |
| Dickenson County | 16 | 1 | 1.9% |
| Galax city | 16 | 1 | 1.6% |
- loanDepot.com, LLC nationwide
- Virginia mortgage market
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- loanDepot.com, LLC in Florida
- loanDepot.com, LLC in Illinois
- loanDepot.com, LLC in Arizona
- loanDepot.com, LLC in New Jersey
- loanDepot.com, LLC in North Carolina
- loanDepot.com, LLC in Georgia
- loanDepot.com, LLC in Ohio
- loanDepot.com, LLC in South Carolina
- loanDepot.com, LLC in Tennessee
- loanDepot.com, LLC in New York
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology