Lender in Kentucky · HMDA 2025
Newrez LLC mortgages in Kentucky
Newrez LLC's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Newrez LLC originated 405 owner-occupied single-family loans in Kentucky from 661 completed applications.
Its median conventional purchase loan costs were $4,730 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.625% (Kentucky: 6.625%).
Loans in KY
405
of 661 applications
Denial rate
11.6%
Purchase · KY 8.2%
Rate spread
+0.24 pts
Conv. · KY +0.21 pts
Loan amount
$265,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 129 | 112 | 11.6% | 6.625% | +0.24 pts | $4,730 | $265,000 |
| Refinance | 226 | 171 | 23.0% | 6.375% | −0.06 pts | $4,180 | $305,000 |
| Cash-out refinance | 306 | 122 | 59.8% | 6.990% | +0.78 pts | $5,000 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Newrez LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 33.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Logan County | 10 | 10 | 2.5% |
| McCreary County | 11 | 3 | 1.9% |
| Robertson County | 11 | 1 | 4.3% |
| Carter County | 12 | 4 | 1.8% |
| Caldwell County | 13 | 3 | 2.2% |
| Harrison County | 13 | 3 | 1.7% |
| Carlisle County | 13 | 1 | 1.7% |
| Warren County | 15 | 32 | 1.8% |
| Mercer County | 16 | 6 | 1.8% |
| Hart County | 16 | 4 | 1.8% |
| Christian County | 17 | 12 | 1.4% |
| Muhlenberg County | 18 | 4 | 1.4% |
| Pendleton County | 18 | 3 | 1.7% |
| Trigg County | 18 | 3 | 1.5% |
| Washington County | 18 | 2 | 1.9% |
| Franklin County | 19 | 9 | 1.3% |
| Laurel County | 19 | 5 | 0.9% |
| Clark County | 20 | 6 | 1.1% |
| Montgomery County | 20 | 4 | 1.1% |
| Bath County | 20 | 1 | 1.1% |
| Boone County | 21 | 24 | 0.9% |
| Harlan County | 21 | 1 | 0.9% |
| Marshall County | 22 | 4 | 1.0% |
| Mason County | 22 | 2 | 1.1% |
| Crittenden County | 22 | 1 | 1.1% |
| Nicholas County | 22 | 1 | 1.7% |
| Kenton County | 23 | 27 | 0.9% |
| Grant County | 23 | 4 | 1.2% |
| Bracken County | 23 | 1 | 1.2% |
| Whitley County | 24 | 2 | 0.8% |
- Newrez LLC nationwide
- Kentucky mortgage market
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- Newrez LLC in Ohio
- Newrez LLC in Georgia
- Newrez LLC in Indiana
- Newrez LLC in Virginia
- Newrez LLC in Pennsylvania
- Newrez LLC in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology