Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Arizona · HMDA 2025

NFM, Inc. mortgages in Arizona

NFM, Inc.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

NFM, Inc. originated 850 owner-occupied single-family loans in Arizona from 863 completed applications.

Its median conventional purchase loan costs were $7,380 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 5.99% (Arizona: 6.50%).

Loans in AZ
850
of 863 applications
Denial rate
1.2%
Purchase · AZ 8.2%
Rate spread
−0.22 pts
Conv. · AZ +0.11 pts
Loan amount
$435,000
Purchase · AZ $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase8358231.2%5.990%−0.22 pts$7,380$435,000
Refinance21204.8%———$435,000
Cash-out refinance77—————

*Conventional loans only; medians with at least 20 loans.

Arizona counties where NFM, Inc. ranks in the top 25

CountyRankLoansMarket share
Pinal County191321.1%
Maricopa County217001.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology