Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Washington · HMDA 2025

NFM, Inc. mortgages in Washington

NFM, Inc.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.

NFM, Inc. originated 720 owner-occupied single-family loans in Washington from 738 completed applications.

Its median conventional purchase loan costs were $8,550 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).

Loans in WA
720
of 738 applications
Denial rate
1.8%
Purchase · WA 5.9%
Rate spread
+0.25 pts
Conv. · WA +0.10 pts
Loan amount
$575,000
Purchase · WA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase6476311.8%6.625%+0.25 pts$8,550$575,000
Refinance68671.5%6.490%+0.11 pts$8,070$585,000
Cash-out refinance23224.3%———$445,000

*Conventional loans only; medians with at least 20 loans.

Washington counties where NFM, Inc. ranks in the top 25

CountyRankLoansMarket share
Pierce County171561.2%
King County203271.2%
Snohomish County201671.5%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology