Lender in New Jersey · HMDA 2025
NFM, Inc. mortgages in New Jersey
NFM, Inc.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
NFM, Inc. originated 955 owner-occupied single-family loans in New Jersey from 1,003 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $6,090 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.875% (New Jersey: 6.625%).
Loans in NJ
955
of 1,003 applications
Denial rate
3.2%
Purchase · NJ 8.4%
Rate spread
+0.33 pts
Conv. · NJ +0.12 pts
Loan amount
$345,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 895 | 853 | 3.2% | 6.875% | +0.33 pts | $6,090 | $345,000 |
| Refinance | 73 | 69 | 5.5% | 6.125% | −0.04 pts | $4,950 | $375,000 |
| Cash-out refinance | 35 | 33 | 5.7% | — | — | — | $295,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Camden County | 3 | 304 | 4.9% |
| Burlington County | 4 | 280 | 4.4% |
| Gloucester County | 5 | 173 | 3.9% |
| Salem County | 11 | 23 | 2.6% |
| Cumberland County | 19 | 15 | 1.0% |
| Atlantic County | 23 | 27 | 0.9% |
- NFM, Inc. nationwide
- New Jersey mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
- NFM, Inc. in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology