Lender in Rhode Island · HMDA 2025
NFM, Inc. mortgages in Rhode Island
NFM, Inc.'s 2025 home-purchase and refinance lending in Rhode Island, compared with all lenders in the state.
NFM, Inc. originated 398 owner-occupied single-family loans in Rhode Island from 408 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $6,130 versus $5,000 for all Rhode Island lenders, at a median 30-year fixed rate of 6.875% (Rhode Island: 6.625%).
Loans in RI
398
of 408 applications
Denial rate
2.5%
Purchase · RI 6.6%
Rate spread
+0.56 pts
Conv. · RI +0.16 pts
Loan amount
$435,000
Purchase · RI $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 367 | 357 | 2.5% | 6.875% | +0.56 pts | $6,130 | $435,000 |
| Refinance | 20 | 20 | 0.0% | — | — | — | $425,000 |
| Cash-out refinance | 21 | 21 | 0.0% | — | — | — | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Rhode Island counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Providence County | 5 | 296 | 4.3% |
| Kent County | 10 | 74 | 2.9% |
| Washington County | 24 | 18 | 1.4% |
- NFM, Inc. nationwide
- Rhode Island mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology