Lender in Florida · HMDA 2025
NFM, Inc. mortgages in Florida
NFM, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
NFM, Inc. originated 1,775 owner-occupied single-family loans in Florida from 1,854 completed applications.
Its median conventional purchase loan costs were $7,640 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
1,775
of 1,854 applications
Denial rate
3.8%
Purchase · FL 12.8%
Rate spread
+0.19 pts
Conv. · FL +0.14 pts
Loan amount
$405,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,748 | 1,674 | 3.8% | 6.625% | +0.19 pts | $7,640 | $405,000 |
| Refinance | 72 | 70 | 2.8% | 6.375% | +0.10 pts | $5,990 | $435,000 |
| Cash-out refinance | 34 | 31 | 8.8% | 6.990% | +0.59 pts | $8,070 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lake County | 5 | 216 | 2.9% |
| Osceola County | 8 | 155 | 2.2% |
| Highlands County | 15 | 22 | 1.6% |
| Jackson County | 18 | 4 | 1.4% |
| Pinellas County | 21 | 103 | 1.0% |
| Volusia County | 21 | 84 | 1.0% |
| Polk County | 22 | 139 | 1.1% |
| Broward County | 22 | 117 | 0.7% |
| Hillsborough County | 23 | 166 | 0.9% |
| Brevard County | 25 | 111 | 1.0% |
- NFM, Inc. nationwide
- Florida mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
- NFM, Inc. in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology