Lender in California · HMDA 2025
NFM, Inc. mortgages in California
NFM, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
NFM, Inc. originated 373 owner-occupied single-family loans in California from 378 completed applications.
Its median conventional purchase loan costs were $9,070 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.125% (California: 6.625%).
Loans in CA
373
of 378 applications
Denial rate
0.6%
Purchase · CA 8.9%
Rate spread
−0.05 pts
Conv. · CA +0.09 pts
Loan amount
$575,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 343 | 341 | 0.6% | 6.125% | −0.05 pts | $9,070 | $575,000 |
| Refinance | 24 | 23 | 4.2% | — | — | — | $585,000 |
| Cash-out refinance | 11 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Shasta County | 9 | 62 | 3.1% |
- NFM, Inc. nationwide
- California mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology