Lender in Texas · HMDA 2025
NFM, Inc. mortgages in Texas
NFM, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
NFM, Inc. originated 835 owner-occupied single-family loans in Texas from 860 completed applications.
Its median conventional purchase loan costs were $7,690 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.875% (Texas: 6.50%).
Loans in TX
835
of 860 applications
Denial rate
2.2%
Purchase · TX 10.2%
Rate spread
+0.39 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 742 | 722 | 2.2% | 6.875% | +0.39 pts | $7,690 | $295,000 |
| Refinance | 37 | 35 | 5.4% | 6.500% | +0.33 pts | $8,330 | $375,000 |
| Cash-out refinance | 81 | 78 | 0.0% | 7.375% | +0.98 pts | $8,820 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 11 | 9 | 2.2% |
| Aransas County | 11 | 8 | 2.2% |
| Bailey County | 14 | 1 | 3.5% |
| Hockley County | 17 | 3 | 1.5% |
| Callahan County | 20 | 3 | 1.5% |
| Stephens County | 22 | 1 | 1.5% |
- NFM, Inc. nationwide
- Texas mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
- NFM, Inc. in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology