Lender in Illinois · HMDA 2025
NFM, Inc. mortgages in Illinois
NFM, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
NFM, Inc. originated 238 owner-occupied single-family loans in Illinois from 247 completed applications.
Its median conventional purchase loan costs were $6,860 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
238
of 247 applications
Denial rate
1.9%
Purchase · IL 9.2%
Rate spread
+0.47 pts
Conv. · IL +0.27 pts
Loan amount
$385,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 212 | 204 | 1.9% | 6.875% | +0.47 pts | $6,860 | $385,000 |
| Refinance | 30 | 29 | 0.0% | 6.500% | +0.15 pts | $3,250 | $465,000 |
| Cash-out refinance | 5 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- NFM, Inc. nationwide
- Illinois mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology