Lender in Massachusetts · HMDA 2025
NFM, Inc. mortgages in Massachusetts
NFM, Inc.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
NFM, Inc. originated 200 owner-occupied single-family loans in Massachusetts from 204 completed applications.
Its median conventional purchase loan costs were $6,360 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.75% (Massachusetts: 6.575%).
Loans in MA
200
of 204 applications
Denial rate
1.2%
Purchase · MA 6.3%
Rate spread
+0.31 pts
Conv. · MA +0.02 pts
Loan amount
$505,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 168 | 165 | 1.2% | 6.750% | +0.31 pts | $6,360 | $505,000 |
| Refinance | 27 | 26 | 3.7% | — | — | — | $505,000 |
| Cash-out refinance | 9 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- NFM, Inc. nationwide
- Massachusetts mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology