Lender in Pennsylvania · HMDA 2025
NFM, Inc. mortgages in Pennsylvania
NFM, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
NFM, Inc. originated 302 owner-occupied single-family loans in Pennsylvania from 321 completed applications.
Its median conventional purchase loan costs were $6,780 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
302
of 321 applications
Denial rate
4.2%
Purchase · PA 6.7%
Rate spread
+0.30 pts
Conv. · PA +0.17 pts
Loan amount
$295,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 286 | 270 | 4.2% | 6.625% | +0.30 pts | $6,780 | $295,000 |
| Refinance | 20 | 19 | 0.0% | — | — | — | — |
| Cash-out refinance | 15 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Adams County | 24 | 16 | 1.1% |
- NFM, Inc. nationwide
- Pennsylvania mortgage market
- NFM, Inc. in Ohio
- NFM, Inc. in Maryland
- NFM, Inc. in Florida
- NFM, Inc. in Virginia
- NFM, Inc. in New Jersey
- NFM, Inc. in North Carolina
- NFM, Inc. in Arizona
- NFM, Inc. in Texas
- NFM, Inc. in Washington
- NFM, Inc. in Colorado
- NFM, Inc. in Georgia
- NFM, Inc. in Rhode Island
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology