Lender in California · HMDA 2025
Plaza Home Mortgage, Inc. mortgages in California
Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Plaza Home Mortgage, Inc. originated 674 owner-occupied single-family loans in California from 1,147 completed applications.
Its median conventional purchase loan costs were $8,350 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
674
of 1,147 applications
Denial rate
35.0%
Purchase · CA 8.9%
Rate spread
+0.32 pts
Conv. · CA +0.09 pts
Loan amount
$485,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 729 | 462 | 35.0% | 6.750% | +0.32 pts | $8,350 | $485,000 |
| Refinance | 184 | 101 | 41.9% | 6.500% | −0.02 pts | $6,040 | $525,000 |
| Cash-out refinance | 234 | 111 | 50.4% | 6.625% | +0.27 pts | $6,380 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Plaza Home Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Merced County | 13 | 30 | 1.4% |
| Inyo County | 13 | 2 | 1.8% |
| Mariposa County | 18 | 2 | 1.4% |
| Nevada County | 22 | 10 | 0.8% |
- Plaza Home Mortgage, Inc. nationwide
- California mortgage market
- Plaza Home Mortgage, Inc. in Texas
- Plaza Home Mortgage, Inc. in New York
- Plaza Home Mortgage, Inc. in Florida
- Plaza Home Mortgage, Inc. in Pennsylvania
- Plaza Home Mortgage, Inc. in Minnesota
- Plaza Home Mortgage, Inc. in Michigan
- Plaza Home Mortgage, Inc. in Indiana
- Plaza Home Mortgage, Inc. in Illinois
- Plaza Home Mortgage, Inc. in North Carolina
- Plaza Home Mortgage, Inc. in Georgia
- Plaza Home Mortgage, Inc. in Arizona
- Plaza Home Mortgage, Inc. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology