Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

Plaza Home Mortgage, Inc. mortgages in Texas

Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

Plaza Home Mortgage, Inc. originated 1,599 owner-occupied single-family loans in Texas from 2,229 completed applications.

Its median conventional purchase loan costs were $7,590 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).

Loans in TX
1,599
of 2,229 applications
Denial rate
24.6%
Purchase · TX 10.2%
Rate spread
+0.15 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,8331,35224.6%6.500%+0.15 pts$7,590$295,000
Refinance22114033.5%6.500%+0.04 pts$6,810$345,000
Cash-out refinance17510732.6%7.000%+0.66 pts$7,220$245,000

*Conventional loans only; medians with at least 20 loans.

Texas counties where Plaza Home Mortgage, Inc. ranks in the top 25

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology