Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Pennsylvania · HMDA 2025

Plaza Home Mortgage, Inc. mortgages in Pennsylvania

Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.

Plaza Home Mortgage, Inc. originated 730 owner-occupied single-family loans in Pennsylvania from 925 completed applications.

Its median conventional purchase loan costs were $7,510 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).

Loans in PA
730
of 925 applications
Denial rate
16.0%
Purchase · PA 6.7%
Rate spread
+0.17 pts
Conv. · PA +0.17 pts
Loan amount
$195,000
Purchase · PA $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase73861716.0%6.625%+0.17 pts$7,510$195,000
Refinance512737.3%6.500%+0.04 pts$8,320$295,000
Cash-out refinance1368632.4%6.750%+0.31 pts$8,380$225,000

*Conventional loans only; medians with at least 20 loans.

Pennsylvania counties where Plaza Home Mortgage, Inc. ranks in the top 25

CountyRankLoansMarket share
Armstrong County4265.2%
Westmoreland County61253.1%
Fayette County6454.4%
Cameron County614.3%
Indiana County10213.6%
Greene County1241.6%
Erie County17441.7%
Elk County1731.2%
Beaver County20241.2%
Huntingdon County2031.0%
Berks County22511.1%
Clearfield County2560.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology