Lender in Illinois · HMDA 2025
Plaza Home Mortgage, Inc. mortgages in Illinois
Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Plaza Home Mortgage, Inc. originated 424 owner-occupied single-family loans in Illinois from 558 completed applications.
Its median conventional purchase loan costs were $6,170 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
424
of 558 applications
Denial rate
20.2%
Purchase · IL 9.2%
Rate spread
+0.35 pts
Conv. · IL +0.27 pts
Loan amount
$255,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 392 | 307 | 20.2% | 6.750% | +0.35 pts | $6,170 | $255,000 |
| Refinance | 92 | 66 | 26.1% | 6.500% | +0.01 pts | $3,970 | $295,000 |
| Cash-out refinance | 74 | 51 | 31.1% | 6.750% | +0.31 pts | $3,770 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Plaza Home Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Stephenson County | 5 | 17 | 3.9% |
| Wabash County | 5 | 3 | 3.8% |
| Lawrence County | 15 | 2 | 2.2% |
| Rock Island County | 20 | 20 | 1.1% |
| Knox County | 21 | 5 | 1.0% |
- Plaza Home Mortgage, Inc. nationwide
- Illinois mortgage market
- Plaza Home Mortgage, Inc. in Texas
- Plaza Home Mortgage, Inc. in New York
- Plaza Home Mortgage, Inc. in Florida
- Plaza Home Mortgage, Inc. in Pennsylvania
- Plaza Home Mortgage, Inc. in California
- Plaza Home Mortgage, Inc. in Minnesota
- Plaza Home Mortgage, Inc. in Michigan
- Plaza Home Mortgage, Inc. in Indiana
- Plaza Home Mortgage, Inc. in North Carolina
- Plaza Home Mortgage, Inc. in Georgia
- Plaza Home Mortgage, Inc. in Arizona
- Plaza Home Mortgage, Inc. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology