Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

Plaza Home Mortgage, Inc. mortgages in Florida

Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Plaza Home Mortgage, Inc. originated 836 owner-occupied single-family loans in Florida from 1,449 completed applications.

Its median conventional purchase loan costs were $7,570 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).

Loans in FL
836
of 1,449 applications
Denial rate
35.8%
Purchase · FL 12.8%
Rate spread
+0.28 pts
Conv. · FL +0.14 pts
Loan amount
$315,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,06366435.8%6.625%+0.28 pts$7,570$315,000
Refinance964646.9%6.500%+0.01 pts$7,590$325,000
Cash-out refinance29012654.5%6.750%+0.43 pts$9,780$305,000

*Conventional loans only; medians with at least 20 loans.

Florida counties where Plaza Home Mortgage, Inc. ranks in the top 25

CountyRankLoansMarket share
Monroe County8111.6%
Gilchrist County1431.8%
Taylor County1521.8%
Dixie County2311.4%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology