Lender in North Carolina · HMDA 2025
Plaza Home Mortgage, Inc. mortgages in North Carolina
Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Plaza Home Mortgage, Inc. originated 404 owner-occupied single-family loans in North Carolina from 550 completed applications.
Its median conventional purchase loan costs were $5,070 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
404
of 550 applications
Denial rate
18.8%
Purchase · NC 7.6%
Rate spread
+0.10 pts
Conv. · NC +0.04 pts
Loan amount
$265,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 409 | 322 | 18.8% | 6.500% | +0.10 pts | $5,070 | $265,000 |
| Refinance | 52 | 31 | 32.7% | — | — | — | $405,000 |
| Cash-out refinance | 89 | 51 | 39.3% | — | — | — | $295,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Plaza Home Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jackson County | 7 | 9 | 3.0% |
| Swain County | 8 | 3 | 2.8% |
| Macon County | 10 | 8 | 1.8% |
| Jones County | 10 | 4 | 3.4% |
| Yancey County | 11 | 3 | 1.8% |
| Onslow County | 15 | 82 | 1.6% |
- Plaza Home Mortgage, Inc. nationwide
- North Carolina mortgage market
- Plaza Home Mortgage, Inc. in Texas
- Plaza Home Mortgage, Inc. in New York
- Plaza Home Mortgage, Inc. in Florida
- Plaza Home Mortgage, Inc. in Pennsylvania
- Plaza Home Mortgage, Inc. in California
- Plaza Home Mortgage, Inc. in Minnesota
- Plaza Home Mortgage, Inc. in Michigan
- Plaza Home Mortgage, Inc. in Indiana
- Plaza Home Mortgage, Inc. in Illinois
- Plaza Home Mortgage, Inc. in Georgia
- Plaza Home Mortgage, Inc. in Arizona
- Plaza Home Mortgage, Inc. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology