Lender in Michigan · HMDA 2025
Plaza Home Mortgage, Inc. mortgages in Michigan
Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Plaza Home Mortgage, Inc. originated 455 owner-occupied single-family loans in Michigan from 639 completed applications.
Its median conventional purchase loan costs were $4,080 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
455
of 639 applications
Denial rate
20.2%
Purchase · MI 7.8%
Rate spread
+0.26 pts
Conv. · MI +0.23 pts
Loan amount
$245,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 440 | 345 | 20.2% | 6.625% | +0.26 pts | $4,080 | $245,000 |
| Refinance | 86 | 52 | 34.9% | 6.250% | +0.09 pts | $3,730 | $245,000 |
| Cash-out refinance | 113 | 58 | 46.0% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Plaza Home Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chippewa County | 16 | 3 | 1.4% |
| Lapeer County | 17 | 19 | 1.5% |
| Tuscola County | 20 | 6 | 1.0% |
| Presque Isle County | 20 | 1 | 1.2% |
| Sanilac County | 21 | 5 | 1.2% |
| Macomb County | 25 | 91 | 0.7% |
- Plaza Home Mortgage, Inc. nationwide
- Michigan mortgage market
- Plaza Home Mortgage, Inc. in Texas
- Plaza Home Mortgage, Inc. in New York
- Plaza Home Mortgage, Inc. in Florida
- Plaza Home Mortgage, Inc. in Pennsylvania
- Plaza Home Mortgage, Inc. in California
- Plaza Home Mortgage, Inc. in Minnesota
- Plaza Home Mortgage, Inc. in Indiana
- Plaza Home Mortgage, Inc. in Illinois
- Plaza Home Mortgage, Inc. in North Carolina
- Plaza Home Mortgage, Inc. in Georgia
- Plaza Home Mortgage, Inc. in Arizona
- Plaza Home Mortgage, Inc. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology