Lender in Illinois · HMDA 2025
Rocket Mortgage, LLC mortgages in Illinois
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Rocket Mortgage, LLC originated 8,369 owner-occupied single-family loans in Illinois from 11,020 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $6,260 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
8,369
of 11,020 applications
Denial rate
14.7%
Purchase · IL 9.2%
Rate spread
+0.35 pts
Conv. · IL +0.27 pts
Loan amount
$245,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,720 | 3,981 | 14.7% | 6.625% | +0.35 pts | $6,260 | $245,000 |
| Refinance | 2,678 | 1,968 | 21.0% | 6.250% | +0.07 pts | $5,260 | $265,000 |
| Cash-out refinance | 3,622 | 2,420 | 30.7% | 6.990% | +0.75 pts | $6,350 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 102.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kankakee County | 1 | 121 | 9.3% |
| DeKalb County | 1 | 97 | 6.8% |
| Ogle County | 1 | 58 | 8.5% |
| White County | 1 | 35 | 27.8% |
| Wabash County | 1 | 27 | 34.2% |
| Iroquois County | 1 | 24 | 9.4% |
| Clark County | 1 | 15 | 11.6% |
| Crawford County | 1 | 15 | 16.7% |
| Perry County | 1 | 15 | 12.7% |
| Carroll County | 1 | 12 | 8.8% |
| Johnson County | 1 | 12 | 14.3% |
| Edwards County | 1 | 5 | 17.9% |
| Gallatin County | 1 | 5 | 16.7% |
| Alexander County | 1 | 4 | 26.7% |
| Hardin County | 1 | 3 | 25.0% |
| McHenry County | 2 | 297 | 5.7% |
| Macon County | 2 | 111 | 8.8% |
| McLean County | 2 | 109 | 4.9% |
| Whiteside County | 2 | 44 | 7.9% |
| Henry County | 2 | 36 | 5.5% |
| Coles County | 2 | 35 | 9.5% |
| Bureau County | 2 | 34 | 10.9% |
| Stephenson County | 2 | 34 | 7.8% |
| Macoupin County | 2 | 33 | 6.4% |
| Franklin County | 2 | 30 | 8.7% |
| Marion County | 2 | 27 | 8.3% |
| Lee County | 2 | 25 | 8.9% |
| Massac County | 2 | 25 | 17.1% |
| De Witt County | 2 | 19 | 9.3% |
| Montgomery County | 2 | 19 | 8.1% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology