Lender in North Carolina · HMDA 2025
Rocket Mortgage, LLC mortgages in North Carolina
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Rocket Mortgage, LLC originated 12,009 owner-occupied single-family loans in North Carolina from 15,035 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $5,220 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
12,009
of 15,035 applications
Denial rate
9.6%
Purchase · NC 7.6%
Rate spread
+0.18 pts
Conv. · NC +0.04 pts
Loan amount
$315,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,424 | 4,852 | 9.6% | 6.625% | +0.18 pts | $5,220 | $315,000 |
| Refinance | 3,803 | 2,904 | 16.1% | 6.125% | −0.02 pts | $5,510 | $305,000 |
| Cash-out refinance | 5,808 | 4,253 | 24.5% | 6.875% | +0.56 pts | $7,050 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 100.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mecklenburg County | 1 | 1,429 | 8.1% |
| Guilford County | 1 | 535 | 8.1% |
| Forsyth County | 1 | 462 | 8.1% |
| Gaston County | 1 | 404 | 9.1% |
| Iredell County | 1 | 294 | 7.6% |
| New Hanover County | 1 | 265 | 7.9% |
| Rowan County | 1 | 242 | 10.2% |
| Lincoln County | 1 | 158 | 9.5% |
| Rockingham County | 1 | 106 | 8.0% |
| Haywood County | 1 | 81 | 9.2% |
| Robeson County | 1 | 71 | 11.2% |
| Stokes County | 1 | 43 | 6.9% |
| Columbus County | 1 | 35 | 9.5% |
| Transylvania County | 1 | 23 | 7.7% |
| Chowan County | 1 | 22 | 12.6% |
| Alleghany County | 1 | 14 | 11.0% |
| Jones County | 1 | 14 | 12.0% |
| Union County | 2 | 412 | 8.3% |
| Cabarrus County | 2 | 348 | 7.7% |
| Durham County | 2 | 320 | 6.9% |
| Catawba County | 2 | 266 | 9.4% |
| Brunswick County | 2 | 258 | 5.9% |
| Davidson County | 2 | 239 | 8.5% |
| Pitt County | 2 | 191 | 8.5% |
| Henderson County | 2 | 156 | 9.0% |
| Randolph County | 2 | 154 | 8.5% |
| Craven County | 2 | 150 | 7.6% |
| Cleveland County | 2 | 115 | 9.3% |
| Rutherford County | 2 | 77 | 11.1% |
| Carteret County | 2 | 76 | 7.0% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology