Lender in Virginia · HMDA 2025
Rocket Mortgage, LLC mortgages in Virginia
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Rocket Mortgage, LLC originated 9,295 owner-occupied single-family loans in Virginia from 11,475 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $5,440 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.50% (Virginia: 6.625%).
Loans in VA
9,295
of 11,475 applications
Denial rate
9.7%
Purchase · VA 6.9%
Rate spread
+0.12 pts
Conv. · VA +0.10 pts
Loan amount
$355,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,209 | 3,761 | 9.7% | 6.500% | +0.12 pts | $5,440 | $355,000 |
| Refinance | 3,171 | 2,491 | 14.7% | 6.125% | −0.03 pts | $5,830 | $355,000 |
| Cash-out refinance | 4,095 | 3,043 | 23.5% | 6.875% | +0.54 pts | $7,360 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 133.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Prince William County | 1 | 580 | 8.6% |
| Chesterfield County | 1 | 552 | 7.9% |
| Henrico County | 1 | 377 | 7.4% |
| Hanover County | 1 | 153 | 8.3% |
| Bedford County | 1 | 140 | 11.7% |
| Campbell County | 1 | 121 | 16.1% |
| Lynchburg city | 1 | 110 | 11.7% |
| Fauquier County | 1 | 82 | 6.8% |
| Warren County | 1 | 75 | 10.2% |
| Louisa County | 1 | 70 | 7.8% |
| Pittsylvania County | 1 | 69 | 13.2% |
| Orange County | 1 | 64 | 6.9% |
| Amherst County | 1 | 58 | 14.4% |
| Powhatan County | 1 | 53 | 9.5% |
| Botetourt County | 1 | 50 | 9.8% |
| Goochland County | 1 | 50 | 9.2% |
| Mecklenburg County | 1 | 48 | 15.7% |
| Hopewell city | 1 | 47 | 11.7% |
| Page County | 1 | 46 | 14.3% |
| Waynesboro city | 1 | 46 | 10.4% |
| Halifax County | 1 | 45 | 15.8% |
| Prince George County | 1 | 44 | 8.7% |
| Manassas city | 1 | 41 | 8.6% |
| Carroll County | 1 | 32 | 11.2% |
| Westmoreland County | 1 | 32 | 7.1% |
| Appomattox County | 1 | 31 | 12.8% |
| Northumberland County | 1 | 28 | 13.6% |
| Colonial Heights city | 1 | 28 | 10.1% |
| Fredericksburg city | 1 | 26 | 8.4% |
| Grayson County | 1 | 24 | 16.6% |
- Rocket Mortgage, LLC nationwide
- Virginia mortgage market
- Rocket Mortgage, LLC in California
- Rocket Mortgage, LLC in Texas
- Rocket Mortgage, LLC in Florida
- Rocket Mortgage, LLC in Michigan
- Rocket Mortgage, LLC in Georgia
- Rocket Mortgage, LLC in North Carolina
- Rocket Mortgage, LLC in Ohio
- Rocket Mortgage, LLC in Pennsylvania
- Rocket Mortgage, LLC in New York
- Rocket Mortgage, LLC in Illinois
- Rocket Mortgage, LLC in Tennessee
- Rocket Mortgage, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology