Lender in Michigan · HMDA 2025
Rocket Mortgage, LLC mortgages in Michigan
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Rocket Mortgage, LLC originated 15,904 owner-occupied single-family loans in Michigan from 19,924 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $4,160 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.75% (Michigan: 6.625%).
Loans in MI
15,904
of 19,924 applications
Denial rate
12.3%
Purchase · MI 7.8%
Rate spread
+0.31 pts
Conv. · MI +0.23 pts
Loan amount
$235,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 8,517 | 7,401 | 12.3% | 6.750% | +0.31 pts | $4,160 | $235,000 |
| Refinance | 4,857 | 3,730 | 16.5% | 6.250% | +0.04 pts | $4,710 | $245,000 |
| Cash-out refinance | 6,550 | 4,773 | 25.2% | 6.990% | +0.64 pts | $5,980 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 83.
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Clair County | 1 | 335 | 14.1% |
| Monroe County | 1 | 323 | 13.9% |
| Jackson County | 1 | 268 | 12.3% |
| Saginaw County | 1 | 209 | 9.6% |
| Calhoun County | 1 | 198 | 10.7% |
| Eaton County | 1 | 163 | 10.5% |
| Shiawassee County | 1 | 155 | 14.8% |
| Iosco County | 1 | 81 | 27.6% |
| Ionia County | 1 | 80 | 9.1% |
| Sanilac County | 1 | 66 | 15.3% |
| Hillsdale County | 1 | 62 | 12.3% |
| Roscommon County | 1 | 62 | 17.1% |
| Gladwin County | 1 | 61 | 17.5% |
| Gratiot County | 1 | 55 | 13.0% |
| Cheboygan County | 1 | 53 | 23.7% |
| Clare County | 1 | 53 | 12.6% |
| Ogemaw County | 1 | 53 | 23.4% |
| Mecosta County | 1 | 46 | 9.8% |
| Otsego County | 1 | 45 | 14.0% |
| Huron County | 1 | 43 | 14.8% |
| Dickinson County | 1 | 41 | 17.8% |
| Delta County | 1 | 38 | 20.3% |
| Alcona County | 1 | 30 | 24.4% |
| Manistee County | 1 | 30 | 11.1% |
| Gogebic County | 1 | 28 | 17.1% |
| Arenac County | 1 | 26 | 16.3% |
| Lake County | 1 | 21 | 14.8% |
| Presque Isle County | 1 | 21 | 24.7% |
| Ontonagon County | 1 | 17 | 30.4% |
| Mackinac County | 1 | 12 | 21.1% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology