Lender in New York · HMDA 2025
Rocket Mortgage, LLC mortgages in New York
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Rocket Mortgage, LLC originated 8,945 owner-occupied single-family loans in New York from 12,123 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $6,820 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
8,945
of 12,123 applications
Denial rate
21.0%
Purchase · NY 9.5%
Rate spread
+0.28 pts
Conv. · NY +0.07 pts
Loan amount
$285,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,988 | 3,110 | 21.0% | 6.625% | +0.28 pts | $6,820 | $285,000 |
| Refinance | 2,438 | 1,745 | 23.3% | 6.250% | +0.10 pts | $6,250 | $265,000 |
| Cash-out refinance | 5,697 | 4,090 | 26.4% | 6.875% | +0.57 pts | $7,720 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 62.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dutchess County | 1 | 242 | 9.7% |
| Chautauqua County | 1 | 146 | 17.0% |
| Oswego County | 1 | 121 | 11.7% |
| Putnam County | 1 | 108 | 10.3% |
| Sullivan County | 1 | 94 | 15.5% |
| St. Lawrence County | 1 | 90 | 16.8% |
| Allegany County | 1 | 65 | 23.7% |
| Otsego County | 1 | 59 | 15.0% |
| Chenango County | 1 | 54 | 17.4% |
| Delaware County | 1 | 44 | 17.1% |
| Schuyler County | 1 | 15 | 12.5% |
| Suffolk County | 2 | 896 | 6.5% |
| Onondaga County | 2 | 354 | 8.3% |
| Orange County | 2 | 329 | 9.4% |
| Niagara County | 2 | 278 | 13.1% |
| Oneida County | 2 | 164 | 9.0% |
| Broome County | 2 | 153 | 11.3% |
| Ulster County | 2 | 143 | 9.8% |
| Washington County | 2 | 76 | 13.0% |
| Cattaraugus County | 2 | 61 | 13.2% |
| Fulton County | 2 | 61 | 13.8% |
| Genesee County | 2 | 52 | 10.9% |
| Madison County | 2 | 51 | 8.5% |
| Tioga County | 2 | 49 | 12.1% |
| Herkimer County | 2 | 48 | 10.6% |
| Columbia County | 2 | 46 | 9.5% |
| Livingston County | 2 | 43 | 9.0% |
| Montgomery County | 2 | 43 | 10.2% |
| Cayuga County | 2 | 41 | 7.4% |
| Orleans County | 2 | 41 | 11.9% |
- Rocket Mortgage, LLC nationwide
- New York mortgage market
- Rocket Mortgage, LLC in California
- Rocket Mortgage, LLC in Texas
- Rocket Mortgage, LLC in Florida
- Rocket Mortgage, LLC in Michigan
- Rocket Mortgage, LLC in Georgia
- Rocket Mortgage, LLC in North Carolina
- Rocket Mortgage, LLC in Ohio
- Rocket Mortgage, LLC in Pennsylvania
- Rocket Mortgage, LLC in Virginia
- Rocket Mortgage, LLC in Illinois
- Rocket Mortgage, LLC in Tennessee
- Rocket Mortgage, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology