Lender in California · HMDA 2025
Rocket Mortgage, LLC mortgages in California
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Rocket Mortgage, LLC originated 26,463 owner-occupied single-family loans in California from 33,699 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $7,200 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
26,463
of 33,699 applications
Denial rate
12.9%
Purchase · CA 8.9%
Rate spread
+0.11 pts
Conv. · CA +0.09 pts
Loan amount
$595,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 16,643 | 14,328 | 12.9% | 6.625% | +0.11 pts | $7,200 | $595,000 |
| Refinance | 9,363 | 6,798 | 23.4% | 6.375% | −0.07 pts | $3,780 | $605,000 |
| Cash-out refinance | 7,693 | 5,337 | 28.4% | 6.625% | +0.26 pts | $8,090 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 58.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Los Angeles County | 2 | 5,016 | 9.3% |
| San Diego County | 2 | 2,458 | 8.8% |
| Riverside County | 2 | 2,280 | 8.3% |
| Orange County | 2 | 2,163 | 10.1% |
| San Bernardino County | 2 | 1,648 | 8.2% |
| Sacramento County | 2 | 1,580 | 9.3% |
| Alameda County | 2 | 1,126 | 8.1% |
| Contra Costa County | 2 | 1,074 | 9.0% |
| Kern County | 2 | 724 | 8.0% |
| San Joaquin County | 2 | 711 | 8.5% |
| Fresno County | 2 | 635 | 7.8% |
| Ventura County | 2 | 619 | 9.3% |
| Placer County | 2 | 473 | 7.4% |
| Stanislaus County | 2 | 426 | 9.0% |
| Solano County | 2 | 422 | 8.5% |
| Sonoma County | 2 | 338 | 8.3% |
| El Dorado County | 2 | 263 | 10.1% |
| Monterey County | 2 | 195 | 8.7% |
| Santa Cruz County | 2 | 185 | 11.2% |
| Shasta County | 2 | 152 | 7.7% |
| Yolo County | 2 | 131 | 8.0% |
| Napa County | 2 | 71 | 7.6% |
| Calaveras County | 2 | 62 | 10.3% |
| Amador County | 2 | 52 | 10.2% |
| Tehama County | 2 | 47 | 9.2% |
| Siskiyou County | 2 | 43 | 11.5% |
| Mendocino County | 2 | 35 | 7.0% |
| Lassen County | 2 | 25 | 10.3% |
| Plumas County | 2 | 21 | 10.8% |
| Inyo County | 2 | 13 | 11.8% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology