Lender in Texas · HMDA 2025
Rocket Mortgage, LLC mortgages in Texas
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Rocket Mortgage, LLC originated 23,452 owner-occupied single-family loans in Texas from 31,190 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $6,900 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
23,452
of 31,190 applications
Denial rate
14.2%
Purchase · TX 10.2%
Rate spread
+0.16 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 12,869 | 10,930 | 14.2% | 6.625% | +0.16 pts | $6,900 | $305,000 |
| Refinance | 8,094 | 5,216 | 30.1% | 6.375% | +0.05 pts | $6,380 | $295,000 |
| Cash-out refinance | 10,227 | 7,306 | 25.6% | 7.125% | +0.78 pts | $7,830 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 232.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Parker County | 1 | 275 | 7.7% |
| Cameron County | 1 | 247 | 8.3% |
| Henderson County | 1 | 85 | 9.0% |
| Van Zandt County | 1 | 64 | 9.5% |
| Kerr County | 1 | 52 | 10.4% |
| Polk County | 1 | 43 | 12.7% |
| Lamar County | 1 | 38 | 9.8% |
| San Jacinto County | 1 | 38 | 13.9% |
| Palo Pinto County | 1 | 33 | 11.6% |
| Limestone County | 1 | 24 | 17.4% |
| Bandera County | 1 | 21 | 8.7% |
| Bosque County | 1 | 21 | 12.1% |
| Kleberg County | 1 | 21 | 11.1% |
| Jasper County | 1 | 20 | 7.5% |
| Freestone County | 1 | 19 | 12.0% |
| Llano County | 1 | 19 | 7.9% |
| Tyler County | 1 | 19 | 11.9% |
| Young County | 1 | 19 | 12.4% |
| Cass County | 1 | 18 | 7.6% |
| Fayette County | 1 | 18 | 10.3% |
| Lee County | 1 | 16 | 14.7% |
| Leon County | 1 | 16 | 10.1% |
| Pecos County | 1 | 16 | 18.6% |
| Franklin County | 1 | 15 | 13.0% |
| Houston County | 1 | 15 | 12.4% |
| Ward County | 1 | 15 | 15.8% |
| Somervell County | 1 | 12 | 9.7% |
| Reeves County | 1 | 11 | 14.5% |
| Live Oak County | 1 | 8 | 10.5% |
| Ochiltree County | 1 | 8 | 13.8% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology