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Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

Success Mortgage Partners, Inc.: 2025 mortgage rates, costs & approvals

How Success Mortgage Partners, Inc. priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: SUCCESS MORTGAGE PARTNERS, INC. · LEI 549300VMX06UV1F7NS76

In 2025, Success Mortgage Partners, Inc. originated 3,562 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 40 states — 178th by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.625% (all lenders: 6.625%); its median rate spread was 16 basis points above the national median. Median conventional loan costs were $6,730, 21% higher than the national median ($5,570).

It denied 2.5% of completed home-purchase applications (all lenders: 8.5%).

Loans
3,562
of 3,678 applications
Denial rate
2.5%
Purchase · all 8.5%
30-yr fixed rate
6.625%
Conv. · all 6.625%
Loan costs
$6,730
Conv. · all $5,570
Loan amount
$265,000
Purchase · all $335,000
Borrower income
$92,000
Purchase · all $116,000

How Success Mortgage Partners, Inc. priced home-purchase loans

Purchase loans, 2025Success Mortgage Partners, Inc.All lenders
30-year fixed rate · conventional6.625%6.625%
30-year fixed rate · FHA6.625%6.250%
30-year fixed rate · VA6.500%6.125%
15-year fixed rate · conventional6.125%5.875%
Rate spread vs. APOR · conventional+0.29 pts+0.13 pts
Total loan costs · conventional$6,730$5,570
Total loan costs · FHA$11,430$11,310
Total loan costs · VA$9,470$6,490
Origination charges (all types)$3,800$1,860
Borrowers paying discount points67.5%51.3%
Points paid, when paid (% of loan)1.03%0.87%
Borrowers receiving lender credits19.3%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 52.5% 1,869
FHA 34.6% 1,234
VA 10.8% 386
USDA 2.0% 73

By purpose

Home purchase 84.1% 2,997
Refinance 7.8% 279
Cash-out refinance 8.0% 286
Home value
$305,000
Median, purchase loans
Down payment
3.5%
All lenders 10%
Refi rate
6.125%
30-yr fixed, conventional
Refi denial rate
2.4%
Cash-out 4.3%

Why Success Mortgage Partners, Inc. denied purchase applications

Debt-to-income ratio 31.6% 24
Credit history 13.2% 10
Collateral (appraisal/property) 13.2% 10
Unverifiable information 11.8% 9
Employment history 10.5% 8
Insufficient cash (down payment/closing costs) 10.5% 8
Other 9.2% 7

First reason the lender reported for each denied home-purchase application.

Where Success Mortgage Partners, Inc. lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Michigan7257462.0%6.625%$5,740
Pennsylvania3753811.2%6.500%$9,520
Florida3703904.5%6.625%$8,490
Georgia2842912.3%6.625%$7,570
Texas2342443.3%6.625%$9,290
Tennessee1921971.8%6.500%$7,250
Oklahoma1661733.4%6.625%$6,110
Kentucky1571570.0%6.625%$6,960
North Carolina1301320.0%6.625%$6,140
West Virginia1291310.8%6.875%$5,220
Oregon1171202.2%6.625%$7,990
Illinois95972.7%6.875%$7,180
New Jersey90955.1%6.625%$11,260
Alabama81831.4%——
Indiana65707.4%6.625%$4,600
Minnesota64650.0%6.875%$4,680
Maryland56639.1%6.625%$6,570
Ohio51532.0%——
Louisiana28280.0%——
Arizona2021———
California1919———
Colorado1919———
Wisconsin1717———
South Carolina1517———
Missouri1212———
Iowa1010———
Virginia57———
Delaware55———
Idaho55———
Washington55———
Utah44———
Arkansas33———
Mississippi33———
Connecticut24———
Kansas24———
District of Columbia22———
Massachusetts22———
New Hampshire11———
New Mexico11———
Rhode Island11———

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Success Mortgage Partners, Inc.'s page for that state.

Counties where Success Mortgage Partners, Inc. is a top lender

Check Success Mortgage Partners, Inc. yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology