Lender in Idaho · HMDA 2025
The Loan Store, Inc. mortgages in Idaho
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
The Loan Store, Inc. originated 231 owner-occupied single-family loans in Idaho from 249 completed applications.
Its median conventional purchase loan costs were $6,350 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.375% (Idaho: 6.50%).
Loans in ID
231
of 249 applications
Denial rate
1.4%
Purchase · ID 4.9%
Rate spread
+0.05 pts
Conv. · ID +0.06 pts
Loan amount
$395,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 213 | 197 | 1.4% | 6.375% | +0.05 pts | $6,350 | $395,000 |
| Refinance | 15 | 14 | — | — | — | — | — |
| Cash-out refinance | 21 | 20 | 4.8% | — | — | — | $405,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 3 | 11 | 5.3% |
| Bear Lake County | 9 | 2 | 3.0% |
| Blaine County | 15 | 3 | 1.1% |
| Caribou County | 15 | 1 | 1.1% |
| Madison County | 19 | 4 | 1.1% |
| Gem County | 19 | 3 | 0.9% |
| Payette County | 21 | 5 | 1.1% |
| Elmore County | 21 | 4 | 0.7% |
| Ada County | 23 | 102 | 1.1% |
| Boundary County | 23 | 1 | 0.6% |
| Shoshone County | 24 | 2 | 0.9% |
| Latah County | 25 | 2 | 0.5% |
| Benewah County | 25 | 1 | 0.9% |
- The Loan Store, Inc. nationwide
- Idaho mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology