Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Maryland · HMDA 2025

The Loan Store, Inc. mortgages in Maryland

The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.

The Loan Store, Inc. originated 215 owner-occupied single-family loans in Maryland from 274 completed applications.

Its median conventional purchase loan costs were $6,710 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.50% (Maryland: 6.625%).

Loans in MD
215
of 274 applications
Denial rate
6.9%
Purchase · MD 8.6%
Rate spread
+0.13 pts
Conv. · MD +0.14 pts
Loan amount
$435,000
Purchase · MD $405,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2331906.9%6.500%+0.13 pts$6,710$435,000
Refinance251512.0%————
Cash-out refinance1610—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology