Lender in South Carolina · HMDA 2025
The Loan Store, Inc. mortgages in South Carolina
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
The Loan Store, Inc. originated 429 owner-occupied single-family loans in South Carolina from 478 completed applications.
Its median conventional purchase loan costs were $5,140 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.49% (South Carolina: 6.624%).
Loans in SC
429
of 478 applications
Denial rate
4.2%
Purchase · SC 8.8%
Rate spread
+0.17 pts
Conv. · SC +0.12 pts
Loan amount
$275,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 433 | 388 | 4.2% | 6.490% | +0.17 pts | $5,140 | $275,000 |
| Refinance | 19 | 18 | — | — | — | — | — |
| Cash-out refinance | 26 | 23 | 3.9% | — | +0.48 pts | $6,920 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Spartanburg County | 9 | 177 | 2.4% |
| Cherokee County | 16 | 8 | 1.5% |
| Chester County | 21 | 4 | 0.7% |
| Hampton County | 21 | 1 | 0.9% |
- The Loan Store, Inc. nationwide
- South Carolina mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology