Lender in Tennessee · HMDA 2025
The Loan Store, Inc. mortgages in Tennessee
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
The Loan Store, Inc. originated 291 owner-occupied single-family loans in Tennessee from 329 completed applications.
Its median conventional purchase loan costs were $6,950 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
291
of 329 applications
Denial rate
2.9%
Purchase · TN 7.7%
Rate spread
+0.17 pts
Conv. · TN +0.11 pts
Loan amount
$335,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 271 | 242 | 2.9% | 6.625% | +0.17 pts | $6,950 | $335,000 |
| Refinance | 30 | 25 | 10.0% | — | — | — | $345,000 |
| Cash-out refinance | 28 | 24 | 7.1% | 6.990% | +0.57 pts | $5,090 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bradley County | 17 | 25 | 1.5% |
| Meigs County | 17 | 2 | 1.5% |
| Claiborne County | 22 | 3 | 0.9% |
| Polk County | 22 | 2 | 1.1% |
| Sequatchie County | 23 | 2 | 0.8% |
- The Loan Store, Inc. nationwide
- Tennessee mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology