Lender in California · HMDA 2025
Union Home Mortgage Corp. mortgages in California
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Union Home Mortgage Corp. originated 838 owner-occupied single-family loans in California from 954 completed applications.
Its median conventional purchase loan costs were $9,720 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.125% (California: 6.625%).
Loans in CA
838
of 954 applications
Denial rate
6.8%
Purchase · CA 8.9%
Rate spread
+0.20 pts
Conv. · CA +0.09 pts
Loan amount
$485,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 651 | 574 | 6.8% | 6.125% | +0.20 pts | $9,720 | $485,000 |
| Refinance | 232 | 203 | 6.0% | 6.125% | −0.09 pts | $4,800 | $555,000 |
| Cash-out refinance | 71 | 61 | 9.9% | 6.500% | — | $5,840 | $455,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Plumas County | 14 | 3 | 1.6% |
| Madera County | 19 | 21 | 0.9% |
| Calaveras County | 23 | 6 | 1.0% |
| Imperial County | 24 | 9 | 0.8% |
| El Dorado County | 25 | 18 | 0.7% |
| Sutter County | 25 | 5 | 0.6% |
- Union Home Mortgage Corp. nationwide
- California mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in Alabama
- Union Home Mortgage Corp. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology