Lender in Tennessee · HMDA 2025
Union Home Mortgage Corp. mortgages in Tennessee
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Union Home Mortgage Corp. originated 1,103 owner-occupied single-family loans in Tennessee from 1,175 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $5,930 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
1,103
of 1,175 applications
Denial rate
4.3%
Purchase · TN 7.7%
Rate spread
+0.26 pts
Conv. · TN +0.11 pts
Loan amount
$285,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 891 | 847 | 4.3% | 6.625% | +0.26 pts | $5,930 | $285,000 |
| Refinance | 188 | 171 | 7.4% | 6.375% | −0.01 pts | $5,970 | $325,000 |
| Cash-out refinance | 96 | 85 | 10.4% | 6.625% | +0.23 pts | $5,680 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Union Home Mortgage Corp. ranks in the top 25
Showing the 30 counties where it ranks highest, of 38.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hardin County | 2 | 34 | 10.5% |
| Overton County | 2 | 18 | 6.7% |
| White County | 3 | 25 | 5.9% |
| Putnam County | 4 | 81 | 7.5% |
| Marion County | 5 | 21 | 4.8% |
| Clay County | 5 | 3 | 4.5% |
| Hamblen County | 6 | 46 | 4.9% |
| Pickett County | 6 | 2 | 4.8% |
| Hamilton County | 7 | 261 | 4.5% |
| Jefferson County | 7 | 30 | 3.6% |
| Monroe County | 7 | 14 | 2.5% |
| Sequatchie County | 7 | 9 | 3.7% |
| Trousdale County | 7 | 5 | 2.6% |
| Van Buren County | 7 | 3 | 3.7% |
| McNairy County | 8 | 10 | 3.3% |
| Scott County | 8 | 6 | 2.2% |
| Jackson County | 8 | 4 | 3.2% |
| Grainger County | 9 | 8 | 2.9% |
| DeKalb County | 10 | 8 | 2.3% |
| Grundy County | 11 | 3 | 1.9% |
| Polk County | 12 | 4 | 2.1% |
| Claiborne County | 13 | 7 | 2.2% |
| Bledsoe County | 13 | 3 | 2.0% |
| Bradley County | 14 | 31 | 1.9% |
| McMinn County | 14 | 11 | 1.4% |
| Smith County | 14 | 6 | 1.8% |
| Loudon County | 15 | 16 | 1.4% |
| Rhea County | 16 | 7 | 1.5% |
| Cannon County | 16 | 4 | 1.8% |
| Campbell County | 17 | 9 | 1.8% |
- Union Home Mortgage Corp. nationwide
- Tennessee mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
- Union Home Mortgage Corp. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology