Lender in Alabama · HMDA 2025
Union Home Mortgage Corp. mortgages in Alabama
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Union Home Mortgage Corp. originated 802 owner-occupied single-family loans in Alabama from 866 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $6,320 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.75% (Alabama: 6.562%).
Loans in AL
802
of 866 applications
Denial rate
5.5%
Purchase · AL 9.1%
Rate spread
+0.35 pts
Conv. · AL +0.17 pts
Loan amount
$275,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 697 | 648 | 5.5% | 6.750% | +0.35 pts | $6,320 | $275,000 |
| Refinance | 132 | 120 | 6.8% | 6.500% | +0.03 pts | $4,610 | $295,000 |
| Cash-out refinance | 37 | 34 | 8.1% | 6.875% | +0.42 pts | $6,330 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Butler County | 2 | 12 | 10.3% |
| Blount County | 4 | 32 | 4.6% |
| Covington County | 5 | 18 | 5.2% |
| Crenshaw County | 5 | 5 | 6.4% |
| Pickens County | 6 | 6 | 4.5% |
| Choctaw County | 6 | 2 | 4.5% |
| Shelby County | 9 | 107 | 2.5% |
| Mobile County | 9 | 105 | 2.2% |
| Jefferson County | 10 | 171 | 2.2% |
| Autauga County | 12 | 24 | 2.4% |
| Pike County | 12 | 7 | 2.5% |
| Dallas County | 14 | 4 | 2.2% |
| Lamar County | 14 | 2 | 2.1% |
| Dale County | 15 | 10 | 1.7% |
| Jackson County | 15 | 8 | 1.4% |
| Clay County | 15 | 2 | 2.4% |
| Sumter County | 15 | 1 | 2.5% |
| Monroe County | 17 | 2 | 1.5% |
| Houston County | 18 | 20 | 1.4% |
| Coffee County | 18 | 10 | 1.0% |
| Lawrence County | 18 | 6 | 1.8% |
| Tallapoosa County | 20 | 6 | 1.3% |
| Geneva County | 21 | 4 | 1.4% |
| St. Clair County | 22 | 24 | 1.5% |
| Henry County | 22 | 4 | 1.6% |
| Elmore County | 24 | 14 | 0.9% |
| Walker County | 24 | 6 | 1.1% |
- Union Home Mortgage Corp. nationwide
- Alabama mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology