Lender in Ohio · HMDA 2025
Union Home Mortgage Corp. mortgages in Ohio
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Union Home Mortgage Corp. originated 4,342 owner-occupied single-family loans in Ohio from 4,558 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $5,570 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
4,342
of 4,558 applications
Denial rate
3.4%
Purchase · OH 7.1%
Rate spread
+0.48 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,725 | 3,560 | 3.4% | 6.875% | +0.48 pts | $5,570 | $245,000 |
| Refinance | 586 | 558 | 2.6% | 6.375% | +0.07 pts | $4,680 | $275,000 |
| Cash-out refinance | 247 | 224 | 7.3% | 6.990% | +0.57 pts | $5,340 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Union Home Mortgage Corp. ranks in the top 25
Showing the 30 counties where it ranks highest, of 69.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marion County | 1 | 108 | 13.0% |
| Erie County | 2 | 87 | 10.0% |
| Huron County | 2 | 78 | 13.1% |
| Morrow County | 2 | 36 | 7.4% |
| Athens County | 2 | 22 | 7.3% |
| Lucas County | 3 | 361 | 7.7% |
| Fairfield County | 3 | 148 | 5.4% |
| Wood County | 3 | 97 | 6.0% |
| Crawford County | 3 | 34 | 7.5% |
| Shelby County | 3 | 34 | 7.1% |
| Wyandot County | 3 | 21 | 9.7% |
| Hocking County | 3 | 17 | 6.3% |
| Knox County | 4 | 55 | 5.9% |
| Ottawa County | 4 | 23 | 4.6% |
| Butler County | 5 | 184 | 3.3% |
| Licking County | 5 | 111 | 3.9% |
| Wayne County | 5 | 60 | 4.9% |
| Ashtabula County | 5 | 57 | 5.1% |
| Richland County | 6 | 78 | 4.8% |
| Holmes County | 6 | 10 | 6.6% |
| Franklin County | 7 | 485 | 2.9% |
| Hamilton County | 7 | 335 | 3.1% |
| Madison County | 7 | 30 | 3.8% |
| Ross County | 7 | 28 | 3.3% |
| Belmont County | 7 | 26 | 4.2% |
| Sandusky County | 7 | 24 | 3.4% |
| Perry County | 7 | 20 | 4.7% |
| Carroll County | 7 | 9 | 3.3% |
| Meigs County | 7 | 5 | 3.9% |
| Lake County | 8 | 103 | 2.8% |
- Union Home Mortgage Corp. nationwide
- Ohio mortgage market
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
- Union Home Mortgage Corp. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology