Lender in Texas · HMDA 2025
Union Home Mortgage Corp. mortgages in Texas
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Union Home Mortgage Corp. originated 2,763 owner-occupied single-family loans in Texas from 2,964 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $8,120 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
2,763
of 2,964 applications
Denial rate
4.8%
Purchase · TX 10.2%
Rate spread
+0.18 pts
Conv. · TX +0.09 pts
Loan amount
$315,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,541 | 2,387 | 4.8% | 6.500% | +0.18 pts | $8,120 | $315,000 |
| Refinance | 315 | 282 | 7.0% | 6.125% | −0.09 pts | $7,760 | $375,000 |
| Cash-out refinance | 108 | 94 | 9.3% | 6.990% | +0.54 pts | $8,290 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Union Home Mortgage Corp. ranks in the top 25
Showing the 30 counties where it ranks highest, of 42.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Victoria County | 4 | 52 | 6.9% |
| Scurry County | 4 | 8 | 6.7% |
| Jackson County | 4 | 4 | 4.0% |
| Sterling County | 4 | 1 | 25.0% |
| Cameron County | 5 | 131 | 4.4% |
| DeWitt County | 6 | 5 | 4.3% |
| Goliad County | 6 | 3 | 5.1% |
| Calhoun County | 8 | 6 | 3.6% |
| Hidalgo County | 10 | 188 | 3.2% |
| Tom Green County | 10 | 29 | 1.9% |
| Panola County | 11 | 3 | 1.9% |
| Marion County | 11 | 2 | 3.3% |
| Fisher County | 11 | 1 | 4.5% |
| Gregg County | 12 | 23 | 1.8% |
| Collin County | 14 | 343 | 1.5% |
| Jasper County | 14 | 6 | 2.2% |
| Donley County | 14 | 1 | 2.9% |
| Wise County | 15 | 27 | 1.6% |
| Deaf Smith County | 15 | 2 | 1.6% |
| Nacogdoches County | 16 | 6 | 1.4% |
| Kaufman County | 17 | 57 | 1.3% |
| Ector County | 17 | 33 | 1.5% |
| Hardin County | 17 | 11 | 1.7% |
| Austin County | 17 | 6 | 1.7% |
| Galveston County | 18 | 69 | 1.3% |
| Jefferson County | 18 | 30 | 1.4% |
| Randall County | 19 | 27 | 1.1% |
| Liberty County | 19 | 15 | 1.3% |
| Harrison County | 19 | 7 | 1.1% |
| Shelby County | 19 | 2 | 1.7% |
- Union Home Mortgage Corp. nationwide
- Texas mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
- Union Home Mortgage Corp. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology