Lender in Illinois · HMDA 2025
Union Home Mortgage Corp. mortgages in Illinois
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Union Home Mortgage Corp. originated 1,507 owner-occupied single-family loans in Illinois from 1,636 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $6,820 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
1,507
of 1,636 applications
Denial rate
7.2%
Purchase · IL 9.2%
Rate spread
+0.40 pts
Conv. · IL +0.27 pts
Loan amount
$345,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,093 | 1,003 | 7.2% | 6.875% | +0.40 pts | $6,820 | $345,000 |
| Refinance | 447 | 423 | 4.3% | 6.500% | +0.10 pts | $3,330 | $365,000 |
| Cash-out refinance | 96 | 81 | 12.5% | 6.990% | +0.53 pts | $3,610 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McHenry County | 11 | 107 | 2.0% |
| Cook County | 12 | 835 | 1.6% |
| Lake County | 14 | 139 | 1.5% |
| DuPage County | 17 | 164 | 1.5% |
| Henderson County | 22 | 1 | 2.2% |
| Kane County | 23 | 82 | 1.1% |
- Union Home Mortgage Corp. nationwide
- Illinois mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
- Union Home Mortgage Corp. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology