Lender in New Jersey · HMDA 2025
Union Home Mortgage Corp. mortgages in New Jersey
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Union Home Mortgage Corp. originated 713 owner-occupied single-family loans in New Jersey from 775 completed applications.
Its median conventional purchase loan costs were $9,840 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
713
of 775 applications
Denial rate
5.3%
Purchase · NJ 8.4%
Rate spread
+0.13 pts
Conv. · NJ +0.12 pts
Loan amount
$475,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 607 | 561 | 5.3% | 6.625% | +0.13 pts | $9,840 | $475,000 |
| Refinance | 127 | 115 | 7.1% | 6.125% | −0.13 pts | $7,220 | $495,000 |
| Cash-out refinance | 41 | 37 | 7.3% | — | +0.35 pts | $7,540 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Atlantic County | 16 | 42 | 1.4% |
| Union County | 18 | 55 | 1.2% |
| Morris County | 19 | 77 | 1.3% |
| Bergen County | 22 | 90 | 1.1% |
| Somerset County | 22 | 44 | 1.1% |
| Middlesex County | 23 | 74 | 0.9% |
| Passaic County | 24 | 35 | 0.9% |
| Hunterdon County | 25 | 17 | 1.1% |
- Union Home Mortgage Corp. nationwide
- New Jersey mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology