Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Massachusetts · HMDA 2025

Union Home Mortgage Corp. mortgages in Massachusetts

Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.

Union Home Mortgage Corp. originated 215 owner-occupied single-family loans in Massachusetts from 234 completed applications.

Its median conventional purchase loan costs were $6,860 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.375% (Massachusetts: 6.575%).

Loans in MA
215
of 234 applications
Denial rate
9.7%
Purchase · MA 6.3%
Rate spread
+0.19 pts
Conv. · MA +0.02 pts
Loan amount
$515,000
Purchase · MA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1341219.7%6.375%+0.19 pts$6,860$515,000
Refinance83784.8%6.125%+0.05 pts$8,820$495,000
Cash-out refinance1716—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology