Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Maryland · HMDA 2025

Union Home Mortgage Corp. mortgages in Maryland

Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.

Union Home Mortgage Corp. originated 269 owner-occupied single-family loans in Maryland from 302 completed applications.

Its median conventional purchase loan costs were $8,610 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).

Loans in MD
269
of 302 applications
Denial rate
7.5%
Purchase · MD 8.6%
Rate spread
+0.27 pts
Conv. · MD +0.14 pts
Loan amount
$395,000
Purchase · MD $405,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2131957.5%6.625%+0.27 pts$8,610$395,000
Refinance66579.1%—−0.01 pts$6,130$425,000
Cash-out refinance231726.1%————

*Conventional loans only; medians with at least 20 loans.

Maryland counties where Union Home Mortgage Corp. ranks in the top 25

CountyRankLoansMarket share
Allegany County9172.4%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology